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Homeownership provides families with housing stability and can increase their financial security. However, homeownership can often feel unobtainable to low-income households, especially if they cannot afford the cost of repairs, upgrades, down payments, or closing costs. Fortunately, there are government grant and loan programs that can help. Fannie Mae loans, for example, are offered by various lenders and can generally provide lower interest rates to qualifying applicants. These loans can often be combined with federal, state, and local grants to help cover some of the upfront costs of acquiring a home. Find out more about your homeownership options by downloading our free Fannie Mae guide today.